Winterizing Your First Home: 4 Tips to Keep You Warm

The area in and around Lafayette, CO is a beautiful place to live, but it can definitely get cold and snowy during the winter months. If you’re a first time homeowner there, you want to make sure you stay warm and cozy when it’s chilly outside. You also want to take good care of your house, so it stays protected and comfortable until spring arrives. Here are four great ways to do that.

1. Fix your stairs, railings, and walkways

Sidewalks, steps, and railings that have damage, missing pieces, loose areas, or other kinds of issues can be dangerous, and they’re even more of a problem when they’re covered in snow and ice. You can’t see the trouble spots that way, so it’s best to fix them before the winter really arrives.

2. Check out the furnace

Having a professional get your furnace ready for winter means you can rely on that furnace to keep working when the temperatures drop. You’ll also know the furnace is safe, so you won’t be putting yourself and your family at risk.

3. Get your emergency kit ready

Water, food, medications, a battery-powered radio, warm clothing and blankets, and an ice scraper are a few of the things you should have in your winter emergency kit. Being prepared is always a good idea.

4. Protect your pipes

Pipes can freeze, leaving you without water and potentially leaving a real mess when they thaw out again. By wrapping them, you’ll have less chance of freezing and breakage. By finding a good home owners policy through 1st American Insurance Agency, you can also protect your home from the financial damage that can come from things like pipes breaking or ice dams causing problems. That peace of mind is a great part of having a comfortable winter in your new home.

Why You Should Buy Insurance With The Help Of Independent Insurance Agents

Buying insurance is no easy matter. Independent insurance agents have proven to be adaptable and resilient over the years. They are able to not only react to change, but get in front of it. These are the people who you want to come help you when its time to buy insurance, whether it’s for your home, your car, or anything else.

Ultimately, they provide what the customer wants. When you want insurance, they are the ones to provide it to you. They already know the top insurance companies licensed to provide policies in Colorado. This saves you the time and hassle from having to find them.

They can also educate you on the different types of coverage available. By getting to understand your needs and wants, they can make recommendations that the Internet would otherwise be able to provide you. This is why continuously, studies show that people would rather work with independent insurance agents as opposed to buying their insurance on the Internet.

You have the opportunity to save some real money by working with independent insurance agents as well. They know which insurance companies are going to give the best rates and discounts based upon individual scenarios. Agents can get all of the quotes from these companies to make it easier for you to compare and contrast coverage versus premium cost.

The reality is that you are not alone in the insurance buying process. If you don’t know what you need and you don’t know what the options are, working with an independent insurance agent is the best way to make sure you get what you need.

1st American Insurance Agency features knowledgeable independent insurance agents to help you with all of your insurance coverage needs in Lafayette, Colorado. Call now and any agent can help you in any area that you require.