When You Need to Make an Insurance Update

Every once in awhile, a life event will occur that will change everything for you. This could be the birth of a child, the purchase of a new home or vehicle, or maybe one of your kids are going off to college. These are the times that it is a good idea to take a look at your insurance coverage and see if it would be prudent to make some changes.

Auto Insurance

Before you purchase a new vehicle, you should consider contacting a local insurance agent to see what kind of coverage you can get and to get an estimate on how much it will cost. The independent insurance agents at 1st American Insurance Agency can help. They are always available to give you the knowledge you need before you hit the dealership. 

Another important time to update your auto insurance is if you have a child who has recently become legally licensed to drive. Colorado has a graduated program for licenses, so if your child has turned 18, they will be moving into an adult driver’s license. Make sure your child is covered under your policy, or if they are getting their own vehicle, they will need a policy of their own.

Home Policies

The biggest update is when you are moving into a new home. This will require a new policy. Before contacting 1st American Insurance Agency, it would be a good idea to have some information ready about your new home. Knowing how large the home is and how long ago it was built is a good start and can give you a good idea of what kind of coverage you will be looking at. Of course, you don’t have to be afraid to ask any questions that might come to your mind when talking to an agent. They will do what they can to get you the answers you need.

Other Ways to Use Your Cleaning Supplies

We all have cleaning supplies lying around the house, and you’re probably used to breaking them out to use in your kitchen, bathroom and bedrooms. But what about outside or in your garage? Do you have other products for those areas? Maybe you shouldn’t. Here are some tips to repurpose your cleaning supplies around all of your property. 

Liquid Soap Can Do It All 

If your child gets a bruise on their arm, you may get a paper towel with some ice wrapped up in it. What may actually work better though is freezing liquid soap in a bag so it will melt slower and provide more comfort to the injured. You can also use liquid dish soap to scrub down greasy garage floors or kill weeds when it’s combined with salt and white vinegar. 

Oven Cleaner In Your Bathtub

For white, porcelain tubs, you can use oven cleaner to scrub and remove those pesky stains. Older tubs especially have a tendency to accumulate grime over the years, so this is one heavy-duty item that should be repurposed so you have a cleaner shower or bath experience. 

Denture Tablets 

These may clean dentures, but they can also be used as a substitute for Liquid Plumber. When you break these in half and combine with hot water, you get a drain that has bubbles within it getting to work to unclog your drain. The bubbles themselves get air in to break up the clog. 

When you need to take care of your home, be sure you start with the right homeowners insurance policy. 1st American Insurance Agency serves Lafayette, CO and we’re happy to speak to you about your needs, so give us a call today if you have any questions or need a quote from us.