How to Protect Your Car From Hail Damage

Hail can be extremely damaging to your car. It can ruin the paint, leave dents in the body and crack the windshield. If you live in an area prone to hail storms, here is what you need to know about your car and hail.

How to Protect Your Car

The best way to protect your car is to leave it parked in a garage when it is not in use. If you are involved in a hail storm while driving, attempt to take shelter under a bridge or covered structure, if possible. Unfortunately, though, there are times where your car is left out and exposed to the elements. There is nothing you can do if you don’t have a covered structure or can’t get to one while driving.

What to Do After a Hail Storm

If your car was exposed to hail and you notice any damage, it is best to take it to an auto body repair shop. They can examine the car and determine how much damage was done and if repairs are necessary. If repairs are needed, you will want to file a claim with your auto insurance if the repair costs exceed your deductible amount. Hail damage is covered under most auto insurance policies.

Are you unsure if hail damage is covered under your auto insurance policy? Or are you looking around for a new policy that covers all of your needs? If so, we would love to assist you. Contact 1st American Insurance Agency in the greater Lafayette, CO area. We can help you determine your auto insurance needs and put together a policy that offers you the protection you need for a fair price.

4 tips to being a safer Motorcyclist

Riding a motorcycle is both thrilling and fun when done responsibly. However, one of the most common motor vehicle accidents in the United States involves motorcycles hitting or being hit by an automobile. Motorcycle riding comes with a whole extra set of vehicle safety rules to follow. Here are 4 tips that every motorcyclist should follow to be a safer rider.

4. Good Gear

One of the most important things is riding with the best gear available. This means reinforced jacket and gloves, full pants, good shoes that go over the ankle and of course a helmet. Riding in jeans and a T-shirt is just asking to be injured further if an accident occurs.

3. Weather Conscious

Don’t try to ride in weather conditions you have never ridden in before. Heavy ice and snow is pretty common in Colorado during the winter, and can be hazardous to motorcyclists. Heavy rain should also be avoided, because you can lose grip on the road and slide out of control.

2. Defensive Driving

As a motorcycle rider, you are more susceptible to injury from automobiles than they are from you. This means that you need to keep a better eye on the road and drive much more defensively. Avoid riding near cars where you can see drivers messing with their phones or people who change lanes too frequently. Leave enough space between you and the vehicles in front of you, and never tailgate.

1. Practice Riding

If you can find a riding course, visit it and get in some practice. Being as in control of your motorcycle as possible can help you avoid roadway incidents.

Of course, having the right insurance coverage is important, too. Contact 1st American Insurance Agency with any questions you might have or for a quote.