Protect your recreational business from various risks and liabilities

Just like any other business, you have to protect your recreational business. A recreational business is any place where people engage in fun activities such as sports and fishing among others. In most cases, people think that it is the clients who should have this insurance cover, but that is not the case.

As long as people are on your site, you have to protect them. You have to ensure the gaming machines and equipment are in good shape to avoid any injuries. Also, you have to make sure that your employees are very keen to notice any dangers in the field. Keep in mind that most people who will be engaging in sports activities are kids and thus they can get easily injured if not monitored.

However, as much as you are careful, some accidents may happen without you noticing, and unfortunately, you get sued. What will you do then? Use all your revenue to defend yourself in court? That should not be the case. A recreational insurance policy from Longmont, CO, 1st American Insurance Agency can go a long way in helping you save your business.

We have been offering this policy for a couple of years, and that has given us the experience and know-how of what you need. Therefore, if you are in Longmont, CO, we urge you to visit our offices so that you can understand the policy in detail. But, once you visit our offices, we will analyze your business and advise you accordingly.

We as the 1st American Insurance Agency, offer you two different coverage options namely:

 Vicarious Liability

With this policy, we protect your employees if they are sued for negligence. Also, it protects any volunteers in your site if they are found liable for any negligent acts.

 Occupier’s Liability

Occupier’s liability protects you as the owner of the recreational business. If someone gets injured while in your property, the court will require you to pay for the medical expenses. With this policy, all the expenses are catered for.

For more information, please feel free to contact us.