What’s Comprehensive Motorcycle Insurance?

Comprehensive motorcycle insurance is an insurance policy option. It differs from collision coverage though. However, it’s the part of the policy that helps pay for any expenses regarding your bike. 1st American Insurance Agency serves Longmont, CO, and the surrounding region by offering this type of insurance, so you can protect your investment. 

Basics of Comprehensive Coverage

Comprehensive insurance will help you repair your bike if it’s damaged in an accident. It’s also possible to use this type of insurance to replace your bike if it’s completely totaled. Your collision coverage helps take care of the expenses if you run into a vehicle, tree, fence, building, or other object. However, comprehensive insurance covers your bike if it happens to get damaged in an event that’s not a collision. For instance, it covers if your car is stolen and also covers if something should fall on your bike such as a hail ball. Additionally, you can use this type of insurance if it’s vandalized.

Parts Coverage

You can’t use this type of insurance to cover expenses at the mechanic if they’re related to your bike breaking down as a result of you not properly maintaining it. Moreover, it doesn’t provide coverage for expenses related to repairs needed because of wear and tear either. Generally, it only covers factory parts, meaning the ones that came with your bike. You’ll want to look into equipment coverage if you have nonstandard parts on your bike. 

Coverage Limits

You don’t have to have comprehensive motorcycle insurance, but if you can’t afford to replace your bike, you may want to have. An agent will discuss your options and help you make a decision. 

Contact 1st American Insurance Agency, serving the Longmont, CO area and nearby, for a quote.

 

Does Commercial Insurance Improve My Brand Image?

Companies are constantly looking for ways to improve their brand image. Now more than ever, a brand image impacts a company’s ability to attract new customers. Fortunately, there are lots of ways to improve a brand image, but it’s not all about the logo and color scheme that you choose for your website. In fact, there are many non-visual elements that influence consumers’ and other businesses’ opinions of your brand. For starters, your mission and values impact the perception people have your company. Another important element is whether you have commercial insurance. Here at the 1st American Insurance Agency serving Longmont, CO, we want every business to succeed. That’s why we’ve put together a list of ways that having commercial insurance impacts your brand image.

Protects Your Continuity

When you invest in commercial insurance, you are showing customers that you are concerned about protecting your continuity. You are essentially taking every step you can to ensure you are around for many years to come to serve your customers. That means that you don’t just intend to be here for them today, but also in the future, as well.

Shows Professionalism

Another way having commercial insurance improves your brand image is because it shows professionalism. When customers turn to a company for services or products, they want to know the company is professional in all of its endeavors, and having commercial insurance is a great way to show just how you professional your brand is.

If you would like to learn more about the ways having commercial insurance improves your brand image, please don’t hesitate to contact the 1st American Insurance Agency today. We serve areas in and near Longmont, CO.