Why a Routine Roof Inspection Is Important

You probably know how important it is to perform various routine maintenance and repair tasks in and around your home. But what you might not realize is just how important it is to have roof inspections done regularly. Here’s more information on why those inspections are important, courtesy of 1st American Insurance Agency serving the Longmont, CO area.

Avoid problems before they start

A roof inspection is a key to staying ahead of problems that could cause water damage and even mold in your home. Roof leaks are common causes of mold in homes. Mold and leaks can be expensive, complicated and stressful to handle. During the roof inspection, various problems can be spotted and repaired while they are still minor.

Save money

As the saying goes, an ounce of prevention is worth a pound of cure. That is definitely true when it comes to roof inspections. When you make sure to complete them regularly, you can increase your chances of catching problems early, before they create scenarios where much more costly repairs are needed.

Protect your investment

A roof over your head forms an essential part of your home’s structure. You invest so much in your home, and you want to be able to protect that investment. Maintaining your entire property, including your roof, helps in your efforts to protect your home investment.

Your roof inspection should be completed by a professional company that specializes in residential roofing. Do not try to inspect the roof yourself. Be selective and get referrals before hiring a company. Once you hire a roofing company, ask them how often your roof should be repaired, whether annually or more frequently than that. Then follow the recommendations, and increase your peace of mind about the roof over your head.

What You Need To Know About Your Auto Insurance

There’s a lot involved with auto insurance in Longmont, CO. It can be overwhelming to look at what’s required in the state of Colorado as well as ways to protect yourself above and beyond. Rather than having too many unanswered questions, you can work with our independent insurance agents at 1st American Insurance Agency.

Coverage Levels

You need to explore the various coverage levels that are available to you. Auto insurance is required in the state of Colorado, and this means maintaining certain minimum levels of liability. Beyond that, you have the ability to increase those coverage levels for further financial protection. You can also explore such add-on coverage items as collision and comprehensive.

Deductible

It’s important to explore the deductibles that are available on the various types of coverage that you have. In the event of an accident, you will be responsible for the deductible. In most instances, this is your only out-of-pocket expense. Depending on the policy and what you can afford each month, the deductible can range from $250 to $1000.

Filing a Claim

As you shop auto insurance, it’s important to know about the details involved with filing a claim. The whole reason you have auto insurance is to take care of things after an accident. Particularly if you were at fault or there is no one to blame for the accident, you will be filing with your own auto insurance. Independent insurance agents can walk you through the claim process so that you know what to do if you are involved in an accident or you experience some kind of damage to your vehicle.

You don’t have to choose auto insurance in Longmont, CO alone. Contact us at 1st American Insurance Agency today to learn more about the options available to you. We can walk you through the entire process.