Protect your business from employee complaints with umbrella insurance

1st American Insurance Agency is here for the business owners in the Longmont, CO area. We can help you acquire the proper insurance to protect your company. Many business owners like to think that employee complaints won’t happen to them, but unfortunately, this is not always the case. We believe that it’s always best to be prepared and recommend an umbrella insurance policy for many of our commercial clients.

How an umbrella policy can help to protect your company from employee complaints

Unfortunately, there are times when an employee complaint turns into a legal issue for your firm. With an umbrella policy, you will be more likely able to absorb the after-effects of a legal situation brought about by the complaint. Typical primary policies have coverage limits that can be reached and surpassed by the legal consequences of employee complaints. When a primary insurance policy has paid out its maximum coverage amount, any additional expenses will likely become the firm’s responsibility.

A robust umbrella policy will take over if and when the policy limits of your primary commercial insurance is reached. This will allow you to continue business as usual. You will also enjoy the peace of mind that comes with knowing that you have the protection you need, no matter what may happen. This knowledge will allow you to stop worrying and focus on keeping your business running. 

Business owners in the Longmont, CO area can rely on the 1st American Insurance Agency for all of their commercial insurance needs. Call or stop by our offices today and find out more about the many benefits of commercial umbrella insurance policies. Don’t get caught in an unfortunate position because you don’t have the insurance you need, come and see us today!

The importance of liability coverage for your recreational vehicle

Getting out there on your recreational vehicle is the perfect way to enjoy all of the natural beauty and wonder that surrounds us here in the Longmont, CO area. The team at 1st American Insurance Agency is here to help you meet all of your insurance needs. A recreational vehicle may not have many requirements when it comes to insurance, but that doesn’t mean that you don’t need the protection.

Don’t overlook liability insurance for your recreational vehicle

There are many things that can possibly go wrong when it comes to off-road vehicles. And while you may be considering going with a basic policy to protect your needs, it’s a good idea to also consider liability coverage. If someone is injured while riding your vehicle, you can be held personally liable. Having a strong policy that includes liability coverage is the right way to go. You will gain the peace of mind that comes with knowing that you have the coverage that you need, and the protection that you want. Make sure that you and your family and friends can get out there and have fun, but also ensure that you will be covered in the event of an accident or mishap. Being responsible for medical expenses or other bills is a surefire way to put an end to your fun. Don’t let this happen to you, call today and get the right protection for your needs.

Are you a recreational vehicle owner in the greater Longmont, CO area? If you want to make sure that you have the protection you need, it’s time to come and visit the team here at 1st American Insurance Agency. We can help you determine the coverage that’s right for your needs. Call or stop by today!