One of the best reasons to have collision and/or comprehensive coverage on your vehicle in Lafayette, Colorado is that it tends to provide compensation for hail damage. And if your car has ever been damaged by hail, then you know firsthand just how expensive it can be to get the damaged repaired. In fact, some cars have to be completely repainted, clear coat and all, after being in a hail storm.
Here’s a quick look at the four steps you should take after your car has been damaged by hail:
Step 1: Take pictures
First and foremost, you need to take pictures of the damages. The more pictures you take, the better. And make sure to get pictures from every angle. If you have a video camera, you can even take a video of the damage.
Step 2: Call your insurance provider
Next, you’ll need to call your insurance company and let them know that you want to file a claim. You may or may not be able to file a claim online; it depends on the insurance provider that you have a policy through. Make sure to give them as much detail as you can about the damage, including what time of day it took place and the parts of the vehicle that look the most damaged.
Step 3: Call around for quotes
Once your insurance agency gives you the approval that they will be providing compensation for the hail damage, you need to ask them if there are certain repair specialists who you have to take your too. You’ll then get quotes from these service providers and choose the one you are the most comfortable with.
Step 4: Take your car to get fixed
Lastly, take your car to the repair specialist. The compensation from your check should be sent directly to this person, meaning you won’t have to worry about any of the financial aspect of getting your car fixed, but do keep in mind that you might have to cover a deductible depending on your policy.
For more information on repairing hail damage, contact one of our highly-trained car insurance specialists serving the 80026 area today.