Is Carpet Damage Covered On My Homeowner’s Insurance?

Lafayette, Colorado is found within Boulder County. There are a lot of major roads leading in and out, helping people to connect to such major cities as Brighton and Boulder. The population is slowly growing and is currently at close to 25,000 people. More stores are opening up each year and the area is known for an oatmeal festival and wine festival every year.


When you shop for home insurance in the 80026 area of Lafayette, you want to look at what’s covered on the policy. This way, if something happens, you know if a claim will be paid or denied.


Carpet damage is an important thing to look at in Colorado. It can be damaged because of storms, snow, floods, and much more. You don’t want to pay for your carpet to be replaced if you don’t have to because it’s not cheap. This is why you have to look at getting home insurance that will take care of such things.


As you shop for cheap insurance, you have to consider the coverage levels. You want adequate coverage, otherwise the insurance company will never cover anything. This is why it can be advantageous to spend a little more money on a policy and have more things covered.


While carpet damage won’t always be covered, there will be many instances where it will. The policy will have fine print that will likely say that it won’t cover against pet damage, food stains, and general wear and tear. As for damage that happens to your home, such as flood, fire, and storm, however, the damages would be covered.


Your home in 80026 needs to be protected by a good home insurance policy. We have agents to help you with a policy in Lafayette, Colorado, so call us today!