If A Guest In Your Home Is Accidentally Injured, Does Your Home Insurance Cover Their Expenses?

Shopping and purchasing the right type of home insurance can be challenging without the help of a professional insurance agent. There are many things to consider because there are so many hazards and scenarios that can happen to create the need for a claim at some point. For example, what if a guest in your home is injured? Does your insurance cover their medical expenses? 

If A Guest is Injured in Your Home

In the event a guest in the home is accidentally injured, it will usually be covered by the policyholder’s home insurance policy. Before making a purchase, however, you should consult with an experienced agent to find out what the limitations of coverage area and if there are terms and conditions to be specifically aware of concerning liability coverage. Anyone who has questions about home insurance can count on the agents at 1st American Insurance Agency serving Longmont, CO to provide answers you need to make an informed decision. 

An Agency With Integrity

Integrity is important within the insurance industry. People count on their insurance agency to guide them through the policy purchase process and explain each product in detail to ensure they are getting the best coverage for their needs. The agents at 1st American Insurance Agency are committed to providing excellence in insurance. They work one on one with each client to assess both current and future insurance needs. They will then provide recommendations for policies that match those needs. 

Anyone who is shopping for top quality home insurance living in the Longmont, CO area is urged to call or stop by 1st American Insurance Agency to speak with an agent.