Motorcycle Insurance: Required? No. Necessary? Absolutely.

The required levels of motorcycle insurance in the state of Colorado are rudimentary at best. And while there may not be a legal requirement to carry more than the low level of coverage that is required, it is a good an smart idea. The team at 1st American Insurance Agency is well-versed in both the requirements for motorcycle insurance and the recommended levels that are necessary for adequate protection. 

We advise our clients in the greater Longmont, CO area to consider all legal minimum insurance requirements as a guideline, rather than the final word on the appropriate level of insurance in every case. Comprehensive motorcycle insurance coverage can help to minimize the financial impact of liability and damages caused by an accident that causes loss of or damage to vehicles as well as physical injuries that require medical attention. We can also help with uninsured rider coverage.

Legal requirements for insurance can provide adequate protection in some instances but not all. If you are considering the purchase of a motorcycle, let us review all of your insurance options with you prior to your purchase. We are also here to help riders who have insurance coverage but would like a comprehensive review of their current policy. Insurance is a useful tool to keep your assets and financial bottom line protected in the event that you are involved in an accident.

If you are thinking about getting a motorcycle and would like to learn more about the insurance policies that are available, or if you would like the team at 1st American Insurance Agency to review your current policy, please give us a call or stop by! We are here to provide the necessary insurance coverage for our friends and neighbors in the greater Longmont, CO area.