1st American Insurance Agency is here for the business owners in the Longmont, CO area. We can help you acquire the proper insurance to protect your company. Many business owners like to think that employee complaints won’t happen to them, but unfortunately, this is not always the case. We believe that it’s always best to be prepared and recommend an umbrella insurance policy for many of our commercial clients.
How an umbrella policy can help to protect your company from employee complaints
Unfortunately, there are times when an employee complaint turns into a legal issue for your firm. With an umbrella policy, you will be more likely able to absorb the after-effects of a legal situation brought about by the complaint. Typical primary policies have coverage limits that can be reached and surpassed by the legal consequences of employee complaints. When a primary insurance policy has paid out its maximum coverage amount, any additional expenses will likely become the firm’s responsibility.
A robust umbrella policy will take over if and when the policy limits of your primary commercial insurance is reached. This will allow you to continue business as usual. You will also enjoy the peace of mind that comes with knowing that you have the protection you need, no matter what may happen. This knowledge will allow you to stop worrying and focus on keeping your business running.
Business owners in the Longmont, CO area can rely on the 1st American Insurance Agency for all of their commercial insurance needs. Call or stop by our offices today and find out more about the many benefits of commercial umbrella insurance policies. Don’t get caught in an unfortunate position because you don’t have the insurance you need, come and see us today!