What Coverage Should Your Longmont, CO Home Insurance Policy Provide?

1st American Insurance Agency is proud to serve the people of the greater Longmont, CO area and help them to meet their auto and home insurance needs. When it comes to protecting your family’s house and belongings it is important that your policy is comprehensive and does not leave any gaps that can cause you to have to pay for damages yourself. Below are some of the main coverage areas that should be included with your policy. Our agents are here to help you get the protection that you need!

  • Theft – do not let a burglary cause you unnecessary expense on top of the high amount of stress that a break-in can cause. Many policies will also provide coverage for some items that are stolen outside of your house, such as bicycles and other movable items.
  • Water damage can include interior damage caused by a leaky roof or an event that is due to a plumbing mishap. Be careful that your policy provides comprehensive coverage for secondary damage that may not be included in a base-level policy.
  • Weather-Related Damage such as wind and lightning that uproots trees that cause damage your house or other property. This can also provide reimbursement for costs associated with clean-up from weather events. Be sure that hail damage is also included in your coverage!

1st American Insurance Agency is proud to serve our friends and neighbors in the greater Longmont, CO area. If you are in need of a comprehensive home policy or would like some help reviewing your current auto or home policy, we are happy to help! Please give us a call or stop by our office today to learn more about the different protection options that are available with your house insurance policy.