What Does Motorcycle Insurance Cover?

You love the feeling of your knees in the breeze as you cruise down the highway on your beloved motorcycle but to really enjoy your ride and have peace of mind, you will want to make sure you have the proper motorcycle insurance coverage.

To protect the investment you have made in your motorcycle, moped, chopper, fast bike, or even your Segway, you will want to obtain a motorcycle insurance policy that features the types of coverage you need.

Most motorcycle insurance policies cover liability, including accidents you cause that results in the injuries to others or the damage of someone’s property. Many states, including Colorado, require that you at least have a liability motorcycle insurance policy in place.

Comprehensive Insurance

You can also obtain comprehensive coverage that will repair or replace your bike if it is stolen, vandalized, or damaged in a natural disaster, such as a tornado or hail storm. It will also cover your bike if it is damaged by a fire. If you have a loan for your motorcycle, you may be required to have comprehensive motorcycle insurance along with collision insurance.

Collision Insurance

This part of your motorcycle insurance policy will cover damage to property or injuries to others if you cause an accident. This includes incidents in which you collide with another vehicle or hit an object, such as a building or telephone pole.

To obtain a motorcycle insurance policy that fits best with you and your situation, you will want to enlist the help of an agent who is experienced in motorcycle insurance policies. Contact the motorcycle insurance agents at the 1st American Insurance Agency in Longmont, CO by calling for an appointment today to begin your coverage.