When You Need to Make an Insurance Update

Every once in awhile, a life event will occur that will change everything for you. This could be the birth of a child, the purchase of a new home or vehicle, or maybe one of your kids are going off to college. These are the times that it is a good idea to take a look at your insurance coverage and see if it would be prudent to make some changes.

Auto Insurance

Before you purchase a new vehicle, you should consider contacting a local insurance agent to see what kind of coverage you can get and to get an estimate on how much it will cost. The independent insurance agents at 1st American Insurance Agency can help. They are always available to give you the knowledge you need before you hit the dealership. 

Another important time to update your auto insurance is if you have a child who has recently become legally licensed to drive. Colorado has a graduated program for licenses, so if your child has turned 18, they will be moving into an adult driver’s license. Make sure your child is covered under your policy, or if they are getting their own vehicle, they will need a policy of their own.

Home Policies

The biggest update is when you are moving into a new home. This will require a new policy. Before contacting 1st American Insurance Agency, it would be a good idea to have some information ready about your new home. Knowing how large the home is and how long ago it was built is a good start and can give you a good idea of what kind of coverage you will be looking at. Of course, you don’t have to be afraid to ask any questions that might come to your mind when talking to an agent. They will do what they can to get you the answers you need.